Need a stress-free financial experience? You’ll never believe what you can do!

Need a stress-free financial experience? You’ll never believe what you can do!

Are you caught in a vicious circle of money in – money straight back out again?  Does it sometimes feel like you’re taking two steps backwards for every tentative step forward?

If you’re continually tearing your hair out trying to get ahead, then you’re not alone.

Financial matters can be stressful.  In fact, they can be downright distressing. But they don’t have to be.  Not if you know all the secret nooks and crannies of earnings and profit.

And one such secret is what we call passive income.

It’s a strategy that allows you to grow your wealth effortlessly and expand your revenue capabilities.  And you don’t even have to lift a finger!

The idea is to let your money do all the hard work in the background, while you keep living your best life.  You don’t need to try and scrape together any extra funds – you simply use what you’ve already got.  If you invest your existing savings or equity with the right entity, you can be financially free in no time.  And your best bet – is property.

Now, add to that the opportunity to invest in a whole complex of brand-new luxury apartments or townhouses for a fraction of what you’d ordinarily pay for just one residence.  Imagine you could then collect your profits after only five years and walk away.

This strategy is what’s known as Property Syndication.  It’s nothing new, but the way GSA approaches the playing field is certainly unique.

We’d like you to experience a prosperous and carefree lifestyle as early as possible.  It’s an entirely plausible prospect, given you’ve probably got everything at your fingertips to help you get there.

Our investment team is standing by to take you diligently through the process.  Get in touch today and find out what you really can do when you know how.

Make it your business

Make it your business

When the average person looks at acquiring investment property, they probably imagine the joy of earning a passive income from a single rental apartment.  After all, it’s quite possibly all they can afford.  And surely, this will be enough to give them a little something extra in their pocket.

While this approach has some merit, it’s not exactly going to provide them with the riches they may seek.  More often than not, the ongoing costs of insurance, agency fees, and maintenance will quickly eat into their profits.

So, rather than having a mere flutter on the market, they should be treating their investment process less like a hobby, and more as a business.  Instead of settling for one lone piece of real estate, a diligent investor should aim for a portfolio of multiple properties.

But it would be foolish to think that you could just go from nothing to wealthy overnight.  It takes time and strategy to get the ball rolling along nicely. And quite often, many people find it difficult to even come up with the extra cash for a small unit in an outer suburb.

Then how do you find the funds you need for your first investment and accumulate enough for further ventures?

What you need is an opportunity to spend less to make more.  But does such an option exist?  You bet!

With GSA’s property syndication model, you can pool your funds with other like-minded investors – which means you won’t have to outlay as much for a piece of the action.  But you do get to invest in an entire complex of apartments or townhouses, as opposed to just one tiny flat. This means you receive a share of the profits for the whole building.  Plus, you never have to worry about all the added costs of going it alone.

The beauty of our strategy is that you need only invest for a short-term five-year period.  At the end of the term, you can either take your high yield returns and opt out, or you can extend your investment for another term.  And this is how you get the ball rolling.

Get in touch with our investment team today and find out how you can effortlessly go from hobbyist to managing director.  You really can mix business with pleasure!

Pay and receive at the same time?

Pay and receive at the same time?

Yes, it is possible to pay your mortgage and earn a passive income from investment in one fell swoop.  Even with regular loan repayments, you can still boost your wealth and set yourself up for a financially secure future.

Never thought this was a viable option?  You’re not alone.

Many homeowners feel stuck in a perpetual cycle of income in – bills straight back out.  It seems beyond their comprehension that they may ever be able to break even, let alone get ahead.

There are several strategies employed by those in financial turmoil, each hoping it will give them some much-needed leeway.  But they’re quite probably doing more harm than good in the long run.  Methods like extending the mortgage to free up cash or shuffling shares to self-managed super funds may end up costing them more in taxes and interest.

So, what’s the plan, Stan?

By the time you’re in your 40s, keeping your financial life on track is more important than ever.  With retirement on the not-too-distant horizon, it would be prudent to start looking at all the feasible alternatives.

The current economic climate provides the perfect springboard to financial success.  Although it may sound counter-intuitive, now is the time to pay down your home loan sooner, rather than later.  Instead of extending your mortgage period to access more investment funds immediately, take advantage of the near-zero interest rates to knock your debt on the head faster.  By doing so, you will own more of your asset.  You then have more at your fingertips to use as equity for investment.  And this cycle creates escalating growth and paves a smooth path to retirement.

The fastest way to earn a passive investment income is to inject your funds into a high-yield, low-risk scheme like property.  And with GSA’s property syndication model, you can expect desirable returns over a short-term investment period.  This means you’re paid generous and consistent rewards, without being locked into long-term contracts.

Want to find out more?  Get in touch with one of our senior consultants as soon as possible.  Why choose between your house or your lifestyle – when you can have both?

Avoid the landlord at all cost

Avoid the landlord at all cost

Believe it or not, it’s cheaper to buy a property than to rent one in certain areas. So, if you had the chance to ditch the landlord once and for all, wouldn’t you?

Of course, it comes down to individual preference and viable relocation options.  But if you’re not too fussy, or you’re already in the right spot, you could be saving yourself some precious pennies.


According to CoreLogic data research, it’s possible to service a mortgage for less than it costs to rent, for around 34% of all Australian properties.


To break that down further, 6 of our capital cities currently offer favourable buyer vs renter opportunities, with Darwin coming in at 77.6%!

Following closely behind are Hobart at 59.7%, Brisbane 48.8%, ACT 44.9%, Perth 44.3%, and Adelaide at 40.6%.

It comes as no surprise that Melbourne’s offerings are a bit meeker, with an estimated cheaper mortgage repayment figure of just 9.6%.

And Sydney’s piddly 7.1% is disheartening, though you could still expect to secure a bargain in the outer western suburbs of Parramatta and Auburn.

There are some hidden factors that might influence the rent to mortgage ratio, pushing rental prices much higher.  Transitory areas like mining or university towns, for example, or simply a shortage of vacancies, can affect the numbers.

The flip side is that these figures don’t account for the cost of having to save for a 20 per cent deposit on a home loan. The struggle to find this reserve places extra pressure on the rental market, inflating tenant outlays further.

It’s certainly worth considering your options.  Isn’t it better to be paying off your very own mortgage, instead of servicing someone else’s?

If you’re grappling with lack of funds right now, let us help you accumulate more.  You can use what you’ve already got to double your money in a very short time.

Come and have a chat with one of our senior finance consultants to find out how.  And you can finally be lord of the manor.

Down and out in a down-sizer’s paradise

Down and out in a down-sizer’s paradise

Forget the Year of the Rat, 2020 is the Year of the Boomer!

Empty-nesters, retirees, wealthy older buyers – call them what you will.  But they are a force to be reckoned with as they take the current property market by storm.

With enticing ingredients like soft lending conditions and fresh-cut interest rates, home buyers have the perfect recipe for securing the property of their dreams.  That is, except for the final splash of steep price increases which turns it all a bit sour.  And it’s left a foul taste in the mouths of those hungry to enter the housing market. It seems that it’s not only the interest rates experiencing a sense of depletion, with house hunters now losing all hope.

Unwittingly stretching the generation gap further, the “oldies” are cashing in on a lifetime of prosperity as they sell up their family homes in favour of something smaller and more manageable.

According to Real Estate Buyers Agents Association president Cate Bakos,


The sorts of challenges that most buyers face, including valuations and gaining finance approval, are obviously not a concern for a buyer who is not impacted by a shortfall.”


Older, wealthier Aussies can simply afford the residential property of their choosing without all the red tape, giving them the upper hand in a seller’s market.

In Melbourne, Glen Waverley is the top hot spot for downsizers, with Brighton East, Parkdale, Point Cook and Berwick coming in not far behind.

So, can the younger generations even get a look in?

It’s possible with the right strategy.  And a viable option would be to use their savings in the short term to invest in a high-yielding asset.  Rather than relying on scanty interest rates with the bank, they could see their investment returns double in five years – allowing them to purchase more expensive real estate down the track.  GSA prides itself on this strategy.

If you’re discouraged by the Baby Boomer Boom, come and have a chat with us and we’ll soon put a smile back on your face.

They say our love won’t pay the rent …

They say our love won’t pay the rent …

And that’s probably true!  Considering the current shortage of available rental properties around the country, love will only get you so far.

Like all good supply and demand stories, the housing shortfall means higher rent in most areas.  So, for many – it’s going to take a whole lot more than affection to find a place to live.

Once again, we’ll pin the blame on the banks.

You see, there are a finite amount of existing rental properties – yet, we have an ever-growing population.  House hunters, therefore, rely on the construction of new dwellings.  But the banks are up to their usual tricks by withholding much-needed funding to developers to make this happen.  And two years down the track, people are still struggling to find a home.

The shrinking vacancies and inflating rental costs don’t just apply to houses, either.  Apartments are also hard to come by.  And neither is the shortage only restricted to the cities, with regional markets also experiencing significant vacancy declines.

In Melbourne’s inner-city suburbs of Fitzroy North and Southbank, vacancy rates are currently sitting at 1.8%.  And in regional Victoria, they have fallen to an average of 1.2% over the month of February.  In a healthy market, rates should be up around the 3% mark, with experts declaring it a “landlord’s market”.

An ABC report found Ballarat mother Caitlin Costello applying for a dozen different properties a week in an effort to find a home for herself and her 2-year old daughter.

“A lot of them [houses] are falling apart and they’re still asking top dollar.  The real estate doesn’t care about showing you through a dirty house because the housing market is just that bad, you’ve got to take it.  You can’t be too picky, or you’re going to miss out.”

Lucky for us, we do have the funding to build brand-new townhouses and apartments, providing welcome rental opportunities in some of Melbourne’s most prized locations.

These developments not only offer a roof over the heads of many; they also create a wealth-generating income stream for our investors.

Our great love is to help people get into the property market and find the ideal security that comes with knowing you’ll be OK.