Don’t miss this life-changing FOMO article!

Don’t miss this life-changing FOMO article!

Did we get your attention?

That’s because we used a sneaky but common marketing tactic to promote a sense of urgency.  We see it everywhere.  Sometimes we don’t even realise we’re buying into it.  Some call it click-bait.  Others call it journalism gold.

Either way, consumers the world over get sucked into the fear of missing out every single day.

And do you know what happens nine times out of ten?  That guilty sense of buyer’s remorse kicks in.  Because people simply don’t think it through.  They’re so worried that everyone else will have the thing they don’t have, that all they care about is having it too.  Even if they don’t really need it or it’s a total scam.  Sleazy salesmen prey on this behavioural trait all the time.

The truth is – rash decisions and impulse buys will invariably end with you sitting in a great big vat of hot water.

Once it’s done, it’s done.  It’s too late – you’re in too deep.  And it’s very hard to come back from these momentary lapses of judgement.

Of course, buying property is no different.  Even your trusted advisor can lead you down a dark and rocky path if you’re desperate enough for change. That’s often why investors make poor choices.  They want the magic quick fix, regardless of the potential consequences.

Having worked with hundreds of clients, we’ve seen the whole range of consumer emotions.  Stress, doubt, fear, longing, hope.  A need to make things better, but not really knowing where to start.  Then often jumping on board something that sounds too good to be true.

So, we take a different approach.  Because we not only want you to feel like you won’t miss out; we also want you to have plenty of time to make an informed decision.  That’s why we reserve you a spot in our limited-subscription projects while we unravel all the questions and doubts you may have.  We lay our cards on the table over several meetings so that you’re not pressured to make any split-second decisions. We want you to feel 100% comfortable with your choice so you can actually sleep easy at night!

Although GSA certainly has an effective attention-grabbing strategy – we don’t resort to shady tricks to get results.  We merely don’t want you to miss out on having a financially-secure future.  So, give us a call and hear us out.

Does your investment pass the pillow test?

Does your investment pass the pillow test?

What do you dream about at night?  Do you fall into a blissful sleep as soon as your head hits the pillow?  Or do you toss and turn until those sheet-twisting nightmares creep in once again?

There’s no denying it – the quality of your shut-eye relies heavily on your state of mind.  If you’re happy and carefree, you can be out like a light in seconds.  If, however, you feel overwhelmed with the worries of the world, you could be lying awake, fretting for hours.

So, does your investment pass the pillow test?

Have you put all your hard-earned money into a flourishing, profit-booming asset?  One that has you waking up feeling refreshed and full of zest, knowing your future’s sorted?  Or have you made the mistake of buying into a savings-sucking, nightmare-inducing failure?  Maybe you took a punt on something without knowing much about it.  It could be that your financial advisor talked you into an investment that didn’t quite feel right.  And now you’re anxious about having squandered your entire nest egg.

Let’s face it – living a life shrouded in debt and bad choices is hardly going to send you off to la-la land.

But what if you could invest in a low-risk, high-yield project that would double your money in around 5 years?  What’s more, you wouldn’t have to spend as much upfront.  You could fork out less cash for bigger profits and forego all the extra expenses you’d pay if you did things on your own.  That’s exactly what GSA can do for you!  Plus, you get years of experience, research, due diligence, and ongoing support.

Imagine being able to retire in style.  A life of total comfort and financial freedom … like floating on a fresh, new pillowy cloud.  Picture waking from a deliciously restful night’s sleep as you take your morning coffee out on the sunny balcony of your mortgage-free home.  Sound dreamy?

So, if you’re sick of wrestling with your lumpy Tontine night after night, give us a call asap.  You don’t have to lose just because you snooze.

Sounds good, but I should probably check with my advisor … right?

Sounds good, but I should probably check with my advisor … right?

We hear this a lot.  And we understand why.  You’ve entrusted your finances to an expert, and you pay them good money to do the right thing by you.

But let’s shuffle things around for a sec.

Imagine if you got some news that a close family member needed to have major surgery.  And it’s serious.  You know there are significant risks involved and that only the best surgeon will do.

Do you go to your local doctor and ask them to perform the surgery?  It’s certainly convenient – but unlikely.  Do you get a recommendation for a top surgeon and just run with that because someone said he was your guy?  Possibly.  Is it more likely that you’d do some thorough research and get more than one professional opinion?  We’re guessing the latter.  After all, you’re not just seeking someone who can do the job; you need someone who’s highly specialised in this unique condition.

So, when it comes to money matters, why would you put all your eggs in one basket?  Does it really make sense to leave all these decisions up to one person?  Or would it be better to broaden your horizons and be guided by the expertise of others?

The thing is, your financial advisor might know more about money than you, but it doesn’t mean they know everything.  In fact, we’ve found that people tend to shy away from something they don’t understand or perceive as some kind of threat.  Your advisor would have you believe that only their opinion matters.  They’re often not open to the fact that there could be a better way than their way.  And we don’t blame them for this, but it’s not exactly acting in your best interest.

Of course, the other thing is that we are also a team of experts.  GSA doesn’t just go in all gung ho, scalpel in hand, hoping for the best.  We have decades of combined industry experience.  Plus, we’ve done the research and due diligence to ensure our clients get the best possible outcome.  We’re your financial transformation specialists, after all.  That’s really all the advice you need.

Still sound good?  Then what are you waiting for?  Your financially-free future is one quick phone call away.

Living on borrowed dimes

Living on borrowed dimes

What’s your borrowing capacity like?  Are you taking the investment world by storm?  Or are you caught in that vicious circle we like to call a rut?

If you’re like many, you’re only just managing to (painstakingly) pay your mortgage each month.  How could you possibly borrow even more money?

But imagine having the capacity to apply for bigger loans, so you always have the cash when you need it most.

The good news is – there’re a few quick and easy ways to boost your financial capability.  Here’s what you need to know.


1.  Sleuth out those loans like Sherlock

This is where you hire a mortgage broker to go investigating.

The thing is, if you’ve wracked up a lot of credit in your time (credit cards, interest-free finance, pay later programs like Afterpay etc) – it’s going to show on your record.  But there’s a good chance you have no idea exactly what’s even on that record.

A mortgage broker will shop around to find a lender most suited to your needs and circumstance.


2.  Not all buffers are created equal

A buffer is an extra amount whacked onto your loan to protect the lender in case you can’t pay it back.

But many sneaky lenders place this buffer onto ALL your outstanding debt.  That’s anything from personal loans to store purchases to credit cards.  It hardly seems fair, does it?

So firstly – check your existing debt to see what buffers already apply.  See if you can shuffle things around to decrease these figures as much as possible.  Then, go find a lender who will only add a buffer to the loan you’re taking out with them (they do exist!).


3.  Ditch your outstanding credit

Do you really need that third credit card?  Perhaps what you should be doing is not be living beyond your means.  Because each card is essentially a loan – incurring ridiculous amounts of interest.

But many people don’t even realise their credit cards are debt.  They have no idea that it could be affecting their financing.

So, cut back on the number of cards asap – and pay them off!

For every $1000 you knock off, you increase your borrowing capacity by thousands.


4.  Rein in those expenses

Ever heard the term “frugal”?  It sounds boring, I know.  But the short of it is – the more you spend, the less you’ll be able to borrow.

Where once you could tell little porkies on your loan application, lenders are now clamping down on your discretionary expenses (i.e. all that extra unnecessary stuff).  The more of these expenses you have, the less dosh you can hope to secure.

Even billionaires live the frugal lifestyle.  They know they have to make some sacrifices to make the big money.

So, think about eating cheap, keeping your car (stop upgrading!), and getting onboard the upcycling / recycling train.  It might hurt in the short term, but not if you’re playing the long game.


The trick is to show up as the best loan candidate version of you that you can.

And while you’re giving your finances the big make-over, why not consider what you can do with all that extra cash.  If you’re thinking you’d like to make lots of money as soon as possible; talk to us about our property syndication opportunities. You might actually turn those dimes into good times.

12 ways to go from property zero to portfolio hero

12 ways to go from property zero to portfolio hero

You’ve probably heard of the snowball effect – when one small thing builds upon itself to rapidly form something much bigger.  Well, the same principle applies when it comes to growing a successful investment portfolio. It’s called equity.

But it can be tricky knowing how, when, and what to do to get that ball rolling.  And when we hear tales of only a select few having mastered it, it leaves the rest of us wondering if we’ll ever achieve that kind of success.  Most people are lucky to own even one investment property, let alone a whole huddle.

So, here are a few insider tips that can help shift your thinking and have you investing like a pro.


1.  Stay below market value

Buying at market value is a rookie mistake. Look for cheaper options to start building your equity asap.


2.  Buy at the right time    

Getting your timing right is everything.  The ideal time to buy is when a declining market is just starting to rise again.


3.  Don’t cross collateralise

Reduce risk by only having one loan with a lender at any one time.


4.  Put in lots of offers

Just keep putting in the offer – no matter how outrageous it sounds.


5.  Watch for tax, interest, and legal changes

Keep an eye on the big picture to stay ahead of the game.


6.  Hunt for those 95% loans

You’ll need a good credit score for this one, but it offers you the chance to make a smaller deposit.  i.e. secure more property faster.


7.  Use interest-only loans

Make better use of your income by lowering your repayments and maximising your tax deductions.


8.  Get a mortgage broker

A good one!  When things get tricky, or you simply don’t know what you’re doing, a broker can help you navigate to grow your portfolio faster.


9.  Get property revalued

Every time your property goes up in value – you have more equity to play with.  If you neglect this step, you can miss out on fantastic opportunities.


10.  Value up with renos

By adding value to your property, you can gain even more equity much faster.  Renovations are a great way to do this.


11.  Create positive cashflow

The money you receive from your investment property should outweigh its expenses.  You can use this surplus to better service your existing properties to create more equity.


12.  Look after your tenants

Your tenants are your cashflow. So, fix stuff when it needs doing, and the property will maintain its value.  Plus, your tenants will stick around.


If you’re still looking to get a foot in the door, but your finances are just too tight, it’s time to talk to us.  We’ve got a strategy that gets you in the game sooner, for far less upfront capital.  Amazing, right?

Remember – to stand still requires nothing. But to move forward, that first step is everything.

Do a mate a favour

Do a mate a favour

Imagine someone offering you a fantastic deal on something that you didn’t need.  The sort of product or service that sounds so compelling; you wish you did have a use for it.

Would you walk away and forget about it?

Or would you wrack your brains trying to think of someone who could benefit from it?  After all, if you were in the market for this thing, you’d be the first to say yes.  So, it seems only fair to share the love.

The crux of it is – some things are just not for you.

Whether that’s because you already have it, you’re unable to fund it, or you’re simply not interested.  Everyone’s situation is unique.  But just maybe it’s right for someone else.

And property syndication is no different.

Because did you know that a lot of our investors have actually been referred to us?  That’s right – much of our business has come from the recommendations of friends, colleagues, or family members.

Many of our referrals were also from happy customers.  People who had wonderful things to say about us then ran to tell everybody else they knew. And we love this!  Word of mouth is a powerful force.  Because it creates instant trust – and that’s something we don’t take for granted.

So, if you want to be a great mate – go ahead and spread the word!

All it takes is one quick phone call to set up an obligation-free meeting.  That’s a minuscule half-hour of someone’s time to talk about a strategy that could change the rest of their life.

If you’re not in a position to take advantage of our game plan, then have a chat with the folks you know.  It might just be the thing they’ve been looking for.